Tag Archives: money

Have a Debt-Free Life – Secrets to Achieving It

If you are currently in a financial crisis and your debts are starting to get out of hand, it is about time that you step in and take actions in order to address the situation head-on and avoid making it worse. Although you might be in a financial mess at the moment that does not mean that you cannot get back on track and regain control over your finances.

Truth be told, getting out of debt is not an easy feat . It is a step by step process that demands time, effort and your full attention and will. However, there are little things you can do that can make a huge impact on how you handle your finances, and ultimately lead you to a life free from debt. Below are some of them.

Establish an emergency fund

What You Have in Your Hand Is Enough To Start A Business

The economic melt down that took place some few years ago have in no doubt left many businesses and families in most countries in bad financial state.
On daily basis you hear workers complaining bitterly of their inability to meet up with basic financial obligations because of lack of money due to poor remuneration. While on the other hand employers of labor blame the government for not providing the right environment for businesses to thrive. Who then is to be blamed for the present harsh economic conditions people going through daily?
Well, like Professor Ola Rotimi a renowned Novelist titled his book, I will say “The gods are not to be blamed” for what ever economic hardship people go through in life. I believe the financial destiny of any man or woman lies within him or her. There are some attributes we posses, you call it talent of which if properly utilized can alleviate any harsh economic condition.
But in reality majority of people don’t always look inward to see the abundant of talents, abilities and materials resources at their disposal instead; you hear them shout to the high heavens about lack of startup capital for business. Just take a critical look at yourself now and you will definitely discover one or more abilities you can easily convert to startup capital for business. Below are skills, abilities and resources you have at hand which you can help you in setting up your desired business.  
SKILLS AND IDEAS Majority of people don’t know that the skills and ideas they posses are a major factor in business. You remember the four factors of production (Land, labor, capital and entrepreneurship). Yes, if you have one or more of these factors you can simply exchange it for money or for the rest you don’t have.
For example, if you are a highly knowledgeable and very skillful in a particular trade or profession you can raise the required startup capital for business by partnering with some body else who capital and is not as skillful like you are.
STOCKS AND BANK SAVINGS. Those companies stocks you bought some time ago at the stock exchange are assets you can use as security to obtain SME loan from micro finance bank in your country. Also, the little savings you have in your bank account is that thing in your hands you can use to start a small scale business that will later grow to become a big firm.
HOUSES AND LAND. The houses and other landed property you have are assets you can sell to raise capital or use as security to obtain loan from a bank. Also, if in the house you live have enough space at the backyard you can simply use the little amount money in your hand and the free space to start businesses like.
Cat fish farming business.
Poultry farming business.
Vegetable garden.
Soap making business.
Laundry and dry cleaning business. Etc.
PEOPLE YOUR ARE CONNECTED TO. Some times I hear people say when it comes to success and riches in life that “it’s not what you know that matters but the people you know” yes they are quite right to some extent but what you know and who you know makes a perfect combination as far as success and achievement is concerned.
The gifts of a man they say provides him opportunities to deal on almost equal terms with the powerful and highly placed individuals in the society. While a man who only knows a lot of people but does not have economic value (usefulness) will only be a qualified errand boy for life.
I’m sure that through reading these articles you have discovered that you actually posses enough abilities and resources needed to start your desired business without stress.
They say “No condition is permanent” All conditions are subject to change even with just little effort you can your financial condition for good, just be proactive.
See you at the Top.
Ojo.
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Overcome Lack of Money Through Popcorn Production.

Do you know with just N20, 000 only, you can overcome unemployment and lack money through popcorn production?

Popcorn is a snack loved by a lot of people especially little children due to its crunchy and tasty feel when eaten.

Easy ways to spot and avoid been scammed online

A million and one people logon to the internet daily searching for opportunities to make cash but find it difficult to distinguish between scam and genuine programs that pay real cash?

If  your desire to is to make genuine cash online, then reading this article will be of immense benefit as it will help you identify scam and also expose you to genuine businesses.
There are many websites and blogs advertising different get rich quick programs but most are scam!
If you are so desperate looking for ways to make money online, you will fall for their scheme and your hard earned money will disappear before you very eyes and little you can do about it.
I have actually lost about $500 to scam on hyip, get paid to read email and paid to survey programs in attempt to find ways to make cash online.
I’m talking from experience and not saying it to scare you because you need to be well informed so you wouldn’t fall victim to some online programs that promise get quick riches but end up been a scam.
Although, in spite of the initial disappointments I persisted in my search and later my persistence yielded some result when I discovered a legitimate method to make genuine cash on the internet with little or no capital.