How to Obtain Certificate of Occupancy (C of O) Lagos State Nigeria

The certificate of occupancy (C of O) is a document usually issued by state governments in Nigeria to individuals and organizations confirming that they have right to a particular piece of land.
A Certificate of Occupancy is an important document you must have at hand to be able to claim compensation whenever government wants to claim an area for development purpose.

The Certificate of Occupancy (C of O) can also used as collateral for obtaining bank loan.
When it comes to land and property transactions most property buyers will normally ask for the C of O document to determine if the land or property is genuine or not.
As important as the Certificate of Occupancy document is, you will be surprise that most property and land owners in Nigeria don’t have it.
If you are among those land and property owners in Lagos state who are yet get a certificate of occupancy, here is an opportunity to learn the procedure for obtaining C of O in Lagos state. But in case your land is not in Lagos state don’t worry because the procedures for obtaining C of O in most other states in Nigeria are similar.
How to Obtain Certificate of Occupancy (C of O) Lagos State Nigeria steps
Now below are the requirements and steps to follow in obtaining a C of O for your land in Lagos.


Applicant purchases and submits application pack to LUAC and collects acknowledgement slip.

Day one, Applicant collects letter of offer of allocation
Applicant pays for allocated land (within 90 days).
Applicant issued with letter of confirmation with plot and block number. (Full payments must be made before Plots & Blocks are allocated)
Scheme Officer Processes application for C of O, signs off on the file and forward files to ES LUAC. (5 Days)
Surveyor General provides Scheme Officer with digitized survey (2 Days)
ES LUAC approves processing and signs letter of allocation. ES LUAC signs off on the file send file to the Senior Special Assistant to His Excellency (Lands), (SSA Lands). (2 Days)
SSA (Lands) vets entire file and sends file/application with a covering memo to the Permanent Secretary Lagos state Lands Bureau (PS Lands) (2 Days)
If file has a query, message is relayed back by notification
PS Lands signs off on the memo and sends file to His Excellency (2 Days)
His Excellency approves file and electronically signs the C of O (2 Days)
If file has a query, message is relayed back by notification
Upon approval and signing of C of O by His Excellency, H.E signs off and sends file to the Deputy Registrar for further processing (2 Days)
Deputy Registrar processes file further, signs off and sends file to Registrar of Titles for final registration (2 Days)
Registrar of Titles registers the C of O, signs off and request for printing of C of O. (1 Day)
TOTAL NUMBER OF DAYS = 21 DAYS
DOCUMENTS REQUIRED FOR STATE LAND CERTIFICATE OF OCCUPANCY
a. Formal Letter addressed to the Executive Secretary . Land Use and Allocation Committee, Block 13, Room 4, Lands Bureau, The Secretariat, Alausa, Ikeja Lagos.
b. Standard Allocation Form with Receipt. Lekki Pennisula Schemes, Abijo Commercial and Industrial (Form for Prime Land); other areas (Form for General).
c. Four Passport Photographs with white background.
d. Evidence of payment of Income Tax.
e. Current Development Levy (In case of company, Evidence of payment of Income Tax of Two Directors and Development Levy).
g. Survey Plan
h. All payment receipts of Lagos state Land Charges
1. Vital Information Form
WORK FLOW FOR NON-STATE LAND CERTIFICATE OF OCCUPANCY
Submission of Application and Vital Information Form for Certificate of Occupancy (by Applicant)
Compilation of applicants names for publication, Title Search for previous Registration and Site Inspection. (21 days)
Certificate of Occupancy Engrossment (by LUAC)
Recommendation for execution of C of O (by E.S. LUAC, SSA LANDS & P.S. Lands)
Execution of C of O (by His Excellency)
Stamp Duty (by Commissioner for Stamp Duties)
Registration of C of O (by Lagos state Land Registry)
Collection of executed and registered C of O (by Applicant through
DOCUMENTS REQUIRED FOR NON-LAGOS STATE LAND CERTIFICATE OF OCCUPANCY
a. Formal Letter addressed to the Executive Secretary. Land Use and Allocation Committee, Block 13, Room 4, Lands Bureau, The Secretariat, Alausa, Ikeja lagos Nigeria.
b. Completed Certificate of Occupancy Form with receipt.
c. Land Information Certificate with receipt.
d. Four original Survey Plan (2 cloth and 2 paper).
e. Four Passport Photograph with white background.
f. Sketch Map of the Site Location
g. Purchase Receipt Duly Stamped.
h. Evidence of payment of Income Tax
i. Current Development Levy. (In case of Company, Two Directors Tax Clearance and Development Levy).
j. Publication Fee – N10,000.00
k. Capital Contribution Fee subject to a minimum of N30,000.00
l. Building Plan Approval if developed.
m. Copy of Tenement Rate Receipt (if occupied).
With the above requirements in place and steps duly followed you will be able to obtain a Certificate of Occupancy (C of O) for your land and building in Lagos state. And according to the Land Use Act of Nigeria the C of O gives you ownership of the land for 99years only.

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